It is important for you to check with the Financial Aid staff for all federal loan programs and possibilities before you borrow from an alternative loan program. Most alternative loans require a good credit history and/or a credit worthy co-signer. An alternative loan is not based on need, but it cannot exceed the difference between the cost of attendance and all other financial aid for the academic year. If you need an alternative loan, choose the loan that best meets your needs and remember – borrow only what you need!
A wide and growing array of alternative loan products are now in the marketplace. New College of Florida processes loans for more than 10 different alternative loan lenders annually. For information about how to choose a private alternative loan lender visit
Institutions are required to provide the Self-Certification form, and the information needed to complete the form to enrolled and admitted students upon the applicant’s request for a private education loan Self-Certification form. Many private lenders will provide the Self-Certification form to the applicant during the online loan application process. You may also download the form, complete sections 3 and 4 and submit it to financial aid staff. Financial aid staff will complete section 2 and contact you to discuss all of your borrowing options. You are responsible for returning the Self-Certification form to the lender of your choice.